Auto Insurance Coverage Las Vegas Nevada NV

Reader’s Question:

It’s my first time to shop for auto insurance in Las Vegas, Nevada since I just crossed all the way from CA. I appreciate if someone could give me some basic guideline on auto insurance policies.

Ariel

Las Vegas, NV

The state of Nevada law requires you to have at least $15,000/$30,000/$10,000 in liability car insurance. This coverage means you must at least carry $15,000 because of bodily injury to or death per person per accident to a limit of not less than $30,000 because of bodily injury to or damage of property, and to a limit of not less than $10,000 for injury to or damage of property of others per accident.

The state of Nevada has mandatory liability responsibility laws that are met through NV Licensed Insurance Companies. All registered cars are required to have the minimum liability coverage. Should the car insurance coverage lapse while registration is still current, The Department of Motor Vehicle may suspend the car registration and charge a $250 reinstatement fee.

According to the NV Department of Motor Vehicles you must cancel your NV registration if you cancel your car insurance. You must surrender your license plates if you terminate or cancel the liability insurance on any car for any reason.

The NV Department of Motor Vehicles and police officers use direct mail verification, roadside spot-checks, and insurance carrier data comparisons provide verification methods to make sure compliance of the financial responsibility law.

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