SR-22 Proof of Financial Responsibility
What is an SR22 in Nevada?
An SR22 is a document issued by an insurance company that proves you have the required liability coverage to keep your Nevada driver’s license active. It is often required after license suspension due to violations such as DUI, reckless driving, or driving without insurance.
Nevada SR22 Insurance Minimum Coverage Requirements:
To legally reinstate your license, your SR22 insurance policy must meet Nevada’s minimum liability
limits:
How Long Do You Need an SR22 in Nevada?
If the Nevada DMV requires you to file an SR22, you must maintain it for three continuous years. However, the three-year period does not start until you reinstate your driver’s license.
Important SR22 Rules to Know:
🚨 No Statute of Limitations – The SR22 requirement does not expire while your license is suspended. It only begins once your license is reinstated.
🚨 Missed Payments Restart the Three-Year Period – If your SR22 insurance policy lapses, your insurance provider will notify the DMV (via an SR-26 form), and your license will be suspended again. You will have to restart the entire three-year period from scratch.
🚨 DMV Does Not Notify You When SR22 Can Be Removed – Once your SR22 term is complete, the DMV will not send a reminder. If you’re unsure of your SR22 end date, contact the Nevada DMV.
Why Might the DMV Require an SR22?
The Nevada DMV may require an SR22 filing for various reasons, including:
✔ DUI/DWI convictions
✔ At-fault accidents without insurance
✔ Driving with a suspended or revoked license
✔ Too many traffic violations
Need SR22 Insurance in Nevada?
Get a Quote Today! We offer affordable SR22 insurance with same-day filing to help you get back on the road quickly and legally. Contact us today for a free, no-obligation quote!
An SR22 is a document issued by an insurance company that proves you have the required liability coverage to keep your Nevada driver’s license active. It is often required after license suspension due to violations such as DUI, reckless driving, or driving without insurance.
Nevada SR22 Insurance Minimum Coverage Requirements:
To legally reinstate your license, your SR22 insurance policy must meet Nevada’s minimum liability
limits:
- $25,000 for bodily injury (per person)
- $50,000 for bodily injury (per accident, for two or more people)
- $20,000 for property damage
How Long Do You Need an SR22 in Nevada?
If the Nevada DMV requires you to file an SR22, you must maintain it for three continuous years. However, the three-year period does not start until you reinstate your driver’s license.
Important SR22 Rules to Know:
🚨 No Statute of Limitations – The SR22 requirement does not expire while your license is suspended. It only begins once your license is reinstated.
🚨 Missed Payments Restart the Three-Year Period – If your SR22 insurance policy lapses, your insurance provider will notify the DMV (via an SR-26 form), and your license will be suspended again. You will have to restart the entire three-year period from scratch.
🚨 DMV Does Not Notify You When SR22 Can Be Removed – Once your SR22 term is complete, the DMV will not send a reminder. If you’re unsure of your SR22 end date, contact the Nevada DMV.
Why Might the DMV Require an SR22?
The Nevada DMV may require an SR22 filing for various reasons, including:
✔ DUI/DWI convictions
✔ At-fault accidents without insurance
✔ Driving with a suspended or revoked license
✔ Too many traffic violations
Need SR22 Insurance in Nevada?
Get a Quote Today! We offer affordable SR22 insurance with same-day filing to help you get back on the road quickly and legally. Contact us today for a free, no-obligation quote!
Out-of-State Issues and Answers
We can issue out of state SR-22 for most states if needed.
All U.S. driver license jurisdictions share information on suspensions, revocations, cancellations, denials and serious traffic violations. A suspension or revocation must be cleared by the state in which it originated in. There is no time limit or statute of limitations on how long an active suspension or revocation remains listed and in effect. If your drivers license is suspended or revoked in another state, you must follow that state's reinstatement procedures. There is no need to contact the Nevada DMV until you have completed the process in the state your are suspended in. Most states will issue a clearance letter and you will not have to physically travel there. Once your record is cleared in the national database (the Problem Driver Pointer System), you may apply for a Nevada driver's license.
All U.S. driver license jurisdictions share information on suspensions, revocations, cancellations, denials and serious traffic violations. A suspension or revocation must be cleared by the state in which it originated in. There is no time limit or statute of limitations on how long an active suspension or revocation remains listed and in effect. If your drivers license is suspended or revoked in another state, you must follow that state's reinstatement procedures. There is no need to contact the Nevada DMV until you have completed the process in the state your are suspended in. Most states will issue a clearance letter and you will not have to physically travel there. Once your record is cleared in the national database (the Problem Driver Pointer System), you may apply for a Nevada driver's license.
New requirements for DUI starting October, 1st 2018
A court may order a motorist to install an ignition interlock device as part of a sentence in a Driving Under the Influence (DUI) case. The driver must pass a breath alcohol test before the vehicle will start. Many systems also require a retest while driving.
Interlock manufacturers are certified by the Nevada Committee on Testing for Intoxication. Manufacturers contract with local auto audio retailers, dealers or garages to install and maintain the devices.
Motorists who are subject to an interlock order should contact the manufacturers for the nearest service providers.
The 2017 Nevada Legislature passed new laws requiring all DUI suspects to install ignition interlock devices as a condition of receiving a restricted driver's license. Senate Bill 259 goes into effect October 1, 2018.
Interlock manufacturers are certified by the Nevada Committee on Testing for Intoxication. Manufacturers contract with local auto audio retailers, dealers or garages to install and maintain the devices.
Motorists who are subject to an interlock order should contact the manufacturers for the nearest service providers.
The 2017 Nevada Legislature passed new laws requiring all DUI suspects to install ignition interlock devices as a condition of receiving a restricted driver's license. Senate Bill 259 goes into effect October 1, 2018.
The Real ID Act
When you reinstate your license, you have a choice between a license that complies with the federal Real ID Act of 2005 or a standard Nevada license.
A Real ID license will be required in the future for federal purposes such as boarding aircraft and is marked with a gold circle and star cut-out. A standard license is marked "NOT FOR FEDERAL OFFICIAL USE."
To obtain a compliant license, you must show proof of identity, social security number and residential address one time at the DMV. See the Real ID Act in Nevada for more information and a list of acceptable documents
A Real ID license will be required in the future for federal purposes such as boarding aircraft and is marked with a gold circle and star cut-out. A standard license is marked "NOT FOR FEDERAL OFFICIAL USE."
To obtain a compliant license, you must show proof of identity, social security number and residential address one time at the DMV. See the Real ID Act in Nevada for more information and a list of acceptable documents