SR-22 Auto Insurance Nevada NV
Reader’s Question:
If I get caught while beating a red light and driving without auto insurance in Nevada, do I need to get SR-22?
Ray
Las Vegas, NV
What you got into actually puts you in trouble in three different areas. First of all, running into a red light causes you four demerit points in your license. Second, since you were caught driving without auto insurance, you will be required to pay a certain amount as fine for your offense. Third, since the incident is recorded in your driving record, you may have to face the consequence of having to pay a higher auto insurance policy rate than you normally would.
Because of your violations, it is possible that the court would suspend your driver’s license. If this happens, you would have to file an SR-22 form in order to get your license reinstated. The SR-22 is proof of your financial responsibility for the time being, and it covers the period starting from the date of your license reinstatement. There is no time limit for an SR-22 insurance prerequisite. However, you may have to face another violation if you do not maintain continuously the mandatory minimum coverage for the period required.
In Nevada, it is mandatory for all registered vehicles to carry 15/30/10 minimum liability coverage. You may not have a problem with regards to meeting this coverage since it is expected that all auto insurance companies know this law, and they will also require you to cover this requirement in order to prevent further violation citations. However, if your auto insurance lapses while your vehicle registration is still running, your vehicle registration may be suspended and you may have to pay an amount of $250 to get the registration reinstated.
Tags: driving without insurance, sr22 car insurance, traffic violation
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